11/17/2023 0 Comments Sketchup professional cost![]() ![]() We also have a moped which has been sitting in the garage for going on six months because we can’t afford the costs of running two vehicles and the car is better for doing groceries and the occasional out-of-city travel. ![]() When rego or insurance comes along we scrabble together what we can. If we need more then we need to reshuffle our other budgets to make it work. Each pay we split off $30 to for petrol and that basically has to last us until the next one. ![]() In a typical week my transport expenditure would be: $15. Sometimes we’ll get a bottle every other week, sometimes we’ll go a couple of months without. ![]() It usually takes us about two weekends to get through a $40 bottle. We are fans of whiskey and budget ginger beer, but it entirely depends on the week as to whether we can afford to restock. In a typical week my alcohol expenditure would be: We don’t buy alcohol regularly enough to break this down. It would probably be one of the depressingly obvious things like cheese, or those “3 for $20” meat deals at Countdown. In terms of our budgeted food money, we save a lot by making things from scratch. Chips, chocolate, drinks, whatever I’m feeling like in the moment. My biggest edible indulgence would be: Not one specific thing? In terms of spending money, when I have a decent amount of spending money I actually find it pretty easy to not spend, but when we’re strapped (like now) I am constantly fighting the urge to buy snacks to make myself feel better. Three words to describe my financial situation would be: Barely scraping by. Our biggest account has a few hundred in it, but that’s the bills account and we deliberately budget so that it builds up in summer when we use less power and goes back down in winter when we use more. Just an inaccessible lump of money that would really help us now but, like our student loans, will probably sit there until we die. My partner and I each have a KiwiSaver, but they’re both too small to help with buying a house. One of us volunteers at a local food co-op so she’ll sometimes bring home some food from that for free. Last time I brought a bag of chips that was on sale at the supermarket because we couldn’t afford anything and I didn’t have the time to make anything. I wish my workplace had fewer celebration morning teas. Lunches are basically always leftovers with the occasional variation (today’s is two minute noodles!). Groceries: $170 (I get paid fortnightly, so $340 per pay).Įating out/takeaways/workday lunches/café coffees/snacks: I guess $25 a week on average? We like to have takeaways on a Friday, and we usually aim for a maximum of $50 for that (between three of us), but even that’s a bit steep so we’ve done one week takeaways, one week homemade extra nice food for a while now. I’m on five different medications, at least two of which I will be on for the rest of my life – or until we follow America’s footsteps and try to make it illegal, at which point the only remaining expense on my budget will be a casket. There was a time not too long ago where I could just about afford non-subsidised meds made by a compounding pharmacy, but we had to drop that a while ago. Other necessary costs: $25 every three months for medical expenses. It’s going to be something I’ll die with, I expect. Student loan or other debt payments per week: $261 – like most people my generation that I know, I don’t even really think about student loan. I don’t expect we’ll find anywhere cheaper, or anywhere at all if we try and move now. The place we’re renting is honestly too expensive for us, but it’s been overtaken since we moved in and last time we looked the rental market was hell. Currently I live with my partner (unable to work for medical reasons and not able to get a benefit due to my income), a close friend (trying to find work), and three cats (unemployed). We have had a couple of abortive attempts at buying a home and not once have we been even close to being able to afford one. Role: Employed full-time in a professional career Want to contribute? Send us an email briefly describing your situation at F As part of our series exploring how New Zealanders live and our relationship with money, a 30-something small-city professional unpacks their relationship with money. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |